My question involves an auto loan or repossession in the State of: Georgia
Ok...my father's name in on my vehicle, only his name is listed. He was killed in 2006. I had fallen behind on payments and told them I would make a payment to catch it up. In this they discovered my father is deceased. Well now the car is up for repo and we are just waiting for a repo man at any moment.
When I try talking to them I go to a different dept and can't talk to the original person. I am told that b/c he is deceased the vehicle must be paid in full or turned in.
I can't seem to find any laws on this.
A repo would hurt my mother as my father's name is still associated with some of her credit cards, so really I guess it would just close those accounts.
If we were to turn it in would we be responsible for any difference in the amount owed?
We owe like 10,200, it's a 2005 and probably worth about 6500. If we get a loan to pay of the difference we will end up owing way more by the time we pay the added interest.
Thanks for any input!

