My girlfriend and I were driving (she was the driver). We approached a four way stop intersection. We allowed 3 cars (that were there before us) to cross the intersection before we decided to. Another either did a poor rolling stop or flat out ran the stop sign and hit the passenger side of my car while we were going through the intersection.
My girlfriend has been having some pain in her lower and upper back, I am fine. She has sought medical attention and is currently on medication.
I have full coverage insurance and my deductable is $500. I've been told that $500 is the most that I can sue for in court. Is this true? This is the first vehicle accident that I have been in and am unsure on what steps to take and that I can collect.