My question involves collection proceedings in the State of: OHIO
I have currently have $66k in loans from Sallie Mae, I went to a culinary school in PA. I currently make $8.00 an hour. I am supposed to pay around $680.00 a month which is interest only payments. I cannot make the payments and now I owe over 2000 in back payments. I have exhausted all my forebearance and deferrment. I dont know what to do, I have no family willing or capable of helping me. I have my first child due in August. And am making roughly 500-600 a month total, which is barely enough for our monthly rent. I dont know what to do, I was told bankruptcy wouldnt work because of private loans. The only other option I have is to just default.
if anyone could help I would be super appreciative. Thanks