My question involves an injury that occurred in the state of: colorado. What is the law about having your seat belt on in private property? I was backing out of a parking space when a guy hit me from the side. This was an 7 eleven parking lot and I hadn't put my seat belt on yet when the guy hit me. I got hurt from the accident and have been out of work for 2 months. Should the insurance have to pay even though I had my seat belt off? I was on private property.

