i have disputed the same item on my credit report 3 times and the credit reporting agency will not change it. i have even sent letters from the creditor that states i was never late and that the information that the credit reports were incorrect. i even talked to a live person and told them everything, referred them to the letters sent and they said oh we will look into it. how can 2 credit reports with 2 other companies (transunion and experian) show no problem but this one does? (equifax) where do i go from here?

