My question involves collection proceedings in the State of:NYC
So I'm 21 years old, my mother dies, & now her debt agencies have been calling me, saying they want me to pay back her debts. I get letters at least once a week saying that they want me to pay back her debts. The debts are in the $2-3,000 range, & I'm not even working. I looked online & from what I see, I'm only responsible if
1) I was married to her.....yeah right
or
2) I cosigned on her accounts, which I didn't.
I also heard that credit card companies do things like this when a parent dies just to trick the kids into recovering the debt. I have been not to pay anything (which I havent) because if I pay even a dollar on the debts, I will be legaly accepting the debts. your opinions? Am I officially debt riddled at 21?!?!

