My question involves an injury that occurred in the state of: Colorado
So on Saturday night, I was involved in a car accident. The details are as follows. I hope I can get the insurance company to investigate this, as I do not believe as I was at fault.
To start, I pull up in a far left turn lane (Lane #1) behind another car at a green light, waiting to turn left. The car in front of me is pulled out significantly, with me being behind it. The light turns red, and the car in front of me completes his left turn. I think about putting my foot on the gas - and although I'm not sure if I actually pulled forward, I am suddenly in an accident. He was traveling in his #1 lane as well, so our lanes were separated by a thin median, although the left turn lane actually pulls out in front of the median.
After trying to get my mind together in a state of complete shock, the other driver and I - both unhurt - notify the police. Before this, however, the other driver tells me "That was not your fault, it was that car that pulled out in front of me." After that, we did not talk to each other, and failed to exchange information (I am giving him my insurance info tomorrow).
In any case, I tell the police I followed the car in front of me out into the intersection, and I am cited for failure to yield on a left turn. I also tell the lower of the two cops, "I am almost certain the other car ran a red light," because the car in front of me did not even start moving until the light was red. The cop's remark was just a wiseass "so you did too!," and the fact that I think the other driver ran a red light did not find its way onto the police report.
The damage for me was on the front-left 3/4 of my car, and for the other driver it was on the other drivers side panel and two left doors. I think that he swerved to avoid hitting the car that pulled out in front of him, and smashed the side of his car into mine. Unfortunately, my child-hood induced tendencies of self-blame reared its ugly head and got him off the hook.
Luckily, this happened close to where I work, and a lady that knows me from work waited for me to get back to work and told me what she saw, and that if I needed a witness, she was there for me. Although she could not answer specific questions like "Did he run a red light?" or "Did he swerve into me?", she said this:
"You were sitting completely still in the left turn lane waiting to turn left and the other car came very, very fast through the intersection and struck you."
I asked her again "Do you know if I was moving at all?" and she told me "I do not believe you were moving at all." She has said that she will help me out in any way she can.
A few questions questions:
1) Will the insurance company thoroughly investigate this, and will the witness helping me out matter? Or what about my claims that the other driver definitely ran the red light because he could not slow down in the sloppy conditions?
2) Secondly, do you think that I should plead not guilty, or am I basically screwed for incriminating myself in the beginning?
3) What kind of damage would the cars see if he swerved his left side into the front left side of my car? Since the damage, according to the police report, is across almost 3/4 of his car, this seems to me to be the more likely scenario to me.
Thanks for any help! Hopefully this will all turn out okay.