My question is in the State of NY.
I filed for Bankruptcy chapter 13 in 2009. My plan was confirmed and I have been making payments to my trustee. However, all creditors had a change to file a proof of claim and not all of them did. Those that did not file a proof of claim and that I did not have to pay, will they send me a 1099-R debt cancellation form and the end of year? I know that if you settle with a credit card at lower amount that you owe them, you get to pay taxes on the amount you saved. I just do not know about those debt I included in Bankruptcy chapter 13 that I was supposed to repay them only those who filed a proof of claim.