My question involves judgment recovery in the State of: Kentucky
I was served 02/21/10, with a Summons advising me of a Complaint filed in District Court on 09/22/09. They basically want past credit card $$, accrued int thru 09/16/09, int thereafter @ 17.000 rate per annum (whatever per annum means) & the usual atty fees. My written defense is expected in 20 days & if not, a Judgment of Default may be taken. I do not know whether to file an Answer. If I do, what are reasonable defenses accepted by the Court? I am on disability. If something is not done, will/can my income be garnisheed? I was told not to do anything & not to worry about it. I was also told they would take my car. Any sane & legal guidance is greatly appreciated.