Results 1 to 5 of 5

Hybrid View

  1. #1
    Join Date
    Feb 2010
    Posts
    3

    Question Spouse Responsibility for Credit Card Debt in North Carolina

    My question involves collection proceedings in the State of: North Carolina

    My wife is in a skilled nursing facility. They receive her social security check (her only source of income). She has credit card debt in her name only. As her spouse, am I responsible for her debt? Thank you.

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Spouse Responsibility for Credit Card Debt in North Carolina

    The card is being used for what expenses?

    Is your wife the person who is authorizing the charges?

  3. #3
    Join Date
    Feb 2010
    Posts
    3

    Default Re: Spouse Responsibility for Credit Card Debt in North Carolina

    The card(s) were used for various miscellaneous expenses over a period of several years. The cards have not been used and have been destroyed since about Feb., 09 when my wife was admitted.

    To my knowledge, no one else could have authorized the charges except my wife, since the cards are in her name only. I didn't become aware of these charges until after she was admitted and the payment of bills was no longer in her hands.

  4. #4
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Spouse Responsibility for Credit Card Debt in North Carolina

    Your state is not a community property state, so I would not ordinarily expect that you could be held liable for your spouse's debt (although the creditor could conceivably attempt to pursue your wife's share of community assets).

  5. #5
    Join Date
    Feb 2010
    Posts
    3

    Default Re: Spouse Responsibility for Credit Card Debt in North Carolina

    Thank you very much for your response. You've been most helpful.

    1. Sponsored Links
       

Similar Threads

  1. Credit / Debit Card Fraud: Statute of Limitations of Credit Card Fraud in North Carolina
    By daisy53 in forum Criminal Charges
    Replies: 2
    Last Post: 08-20-2011, 09:15 PM
  2. Debt Collectors: Personal Responsibility for a Business Credit Card Debt
    By CatS in forum Debts and Collections
    Replies: 4
    Last Post: 07-21-2009, 02:21 PM
  3. Collection Lawsuits: Old Credit Card Debt - North Carolina - Statute of Limitations
    By dventure in forum Debts and Collections
    Replies: 3
    Last Post: 07-13-2009, 08:18 PM
  4. Debt Collectors: Spouse's Credit Card Debt
    By terry6969 in forum Debts and Collections
    Replies: 4
    Last Post: 06-28-2008, 02:41 PM
  5. Debt Collectors: Responsibility For Spouse's Credit Card Debt
    By msmonaco in forum Debts and Collections
    Replies: 2
    Last Post: 03-09-2007, 04:11 PM
 
 
Sponsored Links

Legal Help, Information and Resources