I know they need to get a judgement, but would like some clarification on what they need to do afterwards. I've read they need to get the court to grant garnishment for the bank account, but also read they just need to take the judgement to a sheriff and have it served to one's employer.
Does a creditor just need a judgement to be able to garnish one's wages? Does a creditor need a judge to grant them to garnish one's bank account?

