My question involves collection proceedings in the State of: NY
I recently recieved a letter from a collections law firm that states I owe alittle over $2000. I spoke with an account manager at this firm and said that I'm unsure if this debt is even mine. I researched my credit report and found it on there. After looking over the little information that was listed and then speaking with the firm again I'm almost 100% positive this debt is not mine. The problem is that this credit card was opened in 2003 and closed and charged off as a bad debt in 2007. I know for a fact I have never had a credit card open for over a year. I will say my credit is a mess and have alot of problems for a long time. I have been trying to pay off all my debts over the last year and a half and I'm sure that I may have missed a handful of debts. After explaining this to a litigation manager at the firm I asked if there was any way I could get some statements or proof of where the payments were paid from. He (litigation manager) refused to give me any information. I explained that I'm willing to voluntarily pay the debt if it could be proven that I was indeed the person who opened the account. The litigation manager then told me that he was going to advise his client that I'm refusing to pay and that they should proceed with with litigation. I'm not sure why they refuse to give me this information. Any help would be greatly appreciated

