The Title Insurance Company agreed that there was a defect in title, assigned lawyers to defend the case, and ordered an appraisal for damages. The Appraisal was ordered by the Title Company (and they paid for it and instructued the appraiser how the appraisal was to be done). We reached settlement terms w/ the neighbor that was causing the defect in title to avoid further litigation. Now the Title Insurance Company refuses to pay the settlement amount per the appraisal & is forcing us to go to court against the neighbor. Is this fraud / bad faith / breach of contract by the Title Company?