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  1. #1
    Join Date
    Jan 2010
    Posts
    1

    Question Sued By Portfolio Recovery Associates

    Quote Quoting TOADIEsue
    View Post
    The only defense I would have is that I owed providian not portfolio recovery assoc. or that I am unemployeed (which no money isnt really a defense) since nov 07 and have nothing but, unemployment, husband just got job after 5 years($12hr barely enough to pay bills) 2000 nissan worth $5550. I have another judgement already against me from 8 months ago (which they put off disposition since I am judgement proof at this time. I was hoping to play catch up but, just keep getting deeper and deeper. I am deep in a hole and I GUESS THE ONLY WAY FOR ME WOULD BE BANKRUPTCY.
    Whatever happened with this case ? I just got served yesterday with a lawsuit from Portfolio Recovery Services-am wondering if even Bankruptcy would help ? Thanks

  2. #2
    Join Date
    Feb 2009
    Posts
    6

    Arrow Re: Sued By Portfolio Recovery Associates

    I don't know if it still holds true in certain circles but in October 2005 they changed the standard cost to file bankruptsy from $500 to $2000. Now You may can find someone to file bankruptsy for under $2000. If You feel like You have some money left I think at least You probably could worry a whole lot
    less about your future if You could do just that.

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