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  1. #1

    Default Michigan Repo Process

    My question involves an auto loan or repossession in the State of: Michigan.

    I worked for a collections company that repo'd vehicles about 10 years ago. I know there is a process to be followed, ie so many days to send letter cmail & so many days b4 car could be sold etc.

    Due to a 180 in circumstances my car was repo'd. It was taken from a driveway in Michigan on xmas eve. The contract was intiated in FL. No letter has arrived about how to claim property in the vehicle or the vehicle itself. I know there are laws to regulate this.

    We relocated from FL to Mi & obviously were found but now that an address was connected with us. There is no reason for the creditor not to notify us?? Have the laws changed? This all seems very sketchy.

  2. #2
    Join Date
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    Default Re: Michigan Repo Process

    I assume the background to this is that you moved, didn't tell your lender where you were, and stopped paying your car loan. I understand why you would be surprised that your lender tracked you down, but what makes you think they have to give you a "heads up" before they repossess?

    Have you contacted your lender to find out where the car is stored, and thus how you could recover your personal property?

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