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  1. #1
    Join Date
    May 2007
    Posts
    2

    Default Comprehensive vs Collision

    While driving a Chevy Tahoe on a major highway in PA we ended up with a hole in the gas tank. Something hit the tank hard enough to puncture. Most likely a projectile from under a tire of a vehicle.
    Allstate insurance adjuster classified damage as collision instead of comprehensive. Allstate explained that they consider any undercarriage damage to be collision.
    Is it possible to fight this classification?
    I can not find any "legal" definition of the comprehensive insurance...

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Comprehensive vs Collision

    It depends on your policy language, but I expect that you're going to run into a brick wall. Insurance companies have been dealing with this type of claim for decades, and I've yet to find one that would cover this type of damage under comprehensive.

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