While driving a Chevy Tahoe on a major highway in PA we ended up with a hole in the gas tank. Something hit the tank hard enough to puncture. Most likely a projectile from under a tire of a vehicle.
Allstate insurance adjuster classified damage as collision instead of comprehensive. Allstate explained that they consider any undercarriage damage to be collision.
Is it possible to fight this classification?
I can not find any "legal" definition of the comprehensive insurance...