
Quoting
whewCreditCards
My question involves a consumer law issue in the State of:
District of Columbia but not sure this applies.
I was in Prague and an unscrupulous bartender pulled a scam on me. Basically they overcharged my card w/o my permission or consent. They had my card in their possession BUT i never signed a receipt.
I've gone through the process with credit card company (Citi) and of course the merchant produced FRAUDULENT receipts saying I bought 1 bottle of champagne for $1950 dollars.
The credit card denied my dispute and said their investigation is over and I owe the $1,900.
What recourse do I have now? The agreement with Citi states all disputes go through arbitration and initiating party must pay. I can't pay $1500 (for starters) for arbitration.
They credit card company says I cannot invoke "Unathorized Use" because the merchant had my card in their possession and have all the relevant information.
Any help would be much appreciated. I simply will not pay the $1,950 the credit card company.