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  1. #1
    Join Date
    Dec 2009
    Posts
    6

    Default Credit Card Summary Judgement Being Filed

    My question involves judgment recovery in the State of: OK

    Can a credit card company suing for a summary judgement get access to my home equity loan line? Thank you. Janiebug

  2. #2
    Join Date
    Apr 2007
    Location
    Southeastern Michigan
    Posts
    1,226

    Default Re: Credit Card Summary Judgement Being Filed

    If the creditor prevails in their suit and the judge signs the order; they can attempt to secure their judgement in any way the laws of your state allows; garnish wages/bank accounts/credit lines, levy personal property, etc.

  3. #3
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Credit Card Summary Judgement Being Filed

    They cannot force you to borrow money to pay the judgment.

  4. #4
    Join Date
    Dec 2009
    Posts
    6

    Default Re: Credit Card Summary Judgement Being Filed

    Thank you Mr Knowitall-another question-A summary judgement hearing has been set for January. Do I need to attend this hearing since I have replied to the courts regarding my financial hardship status? I have not denied that I owe this, however loss of employment and health issues have me below the poverty level as far as trying to survive.

    Also, after a judgement is granted, what is the process after that? I have no checking account, income is SSI only, I have a small home with mortgage and an old car. I also have Oklahoma Homestead exemption.

    Thank you,

    Janiebug

  5. #5
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Credit Card Summary Judgement Being Filed

    If you present no defense to summary disposition, odds are it will be granted. After the creditor obtains a judgment they may use whatever means the law allows to collect their judgment.

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