Thank you for responding Mr. Knowitall.
Yes, I did in fact contact our bankruptcy lawyer. He said there wasnt anything he could do unless I got a letter from the company stating they were applying our payments to the discharged account.
Well since I cant get the company to send me anything at all, and I get the total run around on the phone with them, I dont know what else to do.
That is why I was wanting to stop making the payments to them to see if it would "jog" them into correcting the situation. I dont mind having them place a lien, if thats what they would do, but I do not want to be forced to sell.
I would have gladly reaffirmed this loan IF my lawyer would have asked....
So now I sit back at square one. Not to mention we "should" be getting our 1099 from them for our taxes, but since they have not applied the payments correctly, I wont be getting that either.

