Due to many terrible circumstances over the years, my SL was a monster that grew by leaps and bounds at a rate that nobody could keep up with. 20,000 priciple turned quickly into 90,000+. My wages below poverty level ever since didn't allow me to even eat well, let alone pay back the monster.
Recently, banker told me, when I tried to borrow some money to live on, that I couldn't borrow because my student loan was written off for 74,600. (apparently 15,000+/- was collection fees by collectors?) Anyway, IF it is truly written off, what do I do now?
Last year i had money coming back from taxes since my year's wages were so low, but the gov. kept the return and I could have desperately used the money myself.
What do I do now? What CAN I do now? Omg....this monster looms over me and I am a rat in a corner, feeling like someone who has to always watch over their shoulder. Constant stress and worry, health not the greatest, mental health not at all good. :/ Scared to death. going to be 50 after a bit and nowhere to turn.

