California.....I was in an accident, my car was totaled, my daughter was slightly injured. The other driver admits total liability, so does her insurance co. They (her insurance co) wants to pay for my daughter's medical bills (very small amount). They already paid me for the value of my car. Do I have to pay the medical bills first and then get reimbursed, or do I send them the copies of the bills, and then they pay me, or do they pay the hospital, ambulance, Doctor, etc. directly?