california
I need to do a bankruptcy but not sure if i should stop making payments on my car and then include it in the bk. I cosigned on my sons truck and need to put that on there also and a few credit cards. I have my car loan thru a credit in Northern Ca and I am in South Ca and not sure how that works either, do they send someone to get it down here? I wanted to know about the means test also....what is that ?