My question involves collection proceedings in the State of: Florida. I was contacted today by a creditor regarding a bank issued credit card from NY with last activity in 2001. After the guy told me what a bad person I was and how much moral conviction I lacked, he asked if I was "going to take care of this problem today?" I answered no and he mentioned my moral fortitude AGAIN (is this necessary?) then ended the call. What exactly IS the sol on credit card debt, what can they do after 8 years, and shouldn't this have "magically" gone away by now?

