My question involves a foreclosure in the State of: Michigan
Two properties:
one in name of deceased
mortage in deceased's name
one in both spouses' names
mortage in deceased's name
Surviving spouse (myself) cannot assume mortgages. Not a chance.
These banks are just businesses, trying to make ends meet in this economy. Should I let them know? It seems fair to me to tell them... If I let them know I can't make the payments, does that speed up the timeline until I'd need to be out of the house (#2)? What about my tenant in house #1?
It's only been a month, I don't know if I'm coming or going, but I'm not ready physically or emotionally to leave the house and won't be for several months.
I obviously need to sit down with a lawyer, but what are my options? What steps might I consider?

