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  1. #1
    Join Date
    Oct 2009
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    2

    Default Co-Signer's Fraud Allegations

    My question involves criminal law for the state of: NJ

    My cosigner for my student loan is suing me saying that she never agreed to the loan, and what she did agree to was to be a "reference" and that too for one-fifth of the amount of what the loan was applied for.

    The cosigner makes six figures and she has a very good lawyer while I am unemployed and can hardly maintain four figures in my bank account. Basically what I'm trying to say is, that she has the resources to pursue this, which I don't.

    The cosigner is also playing the victim card since she is a single parent and was going through a rough divorce when the loan was applied for. She claims her state of mind was unstable, and since we were living in the same house, I stole her information and signed on her behalf.

    She wants me to pay off the loan immediately, something which isnt impossible for me but very very very hard. I have no idea how law, etc procedures work. Can the court check that the signatures are actually hers? If I have eye witnesses who would testify that she actually DID agree to the loan, will it help? Please advise.

  2. #2
    Join Date
    Sep 2005
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    Behind a Desk
    Posts
    98,846

    Default Re: Co-Signer's Fraud Allegations

    It is very much possible for an expert to opine as to whether the signature is hers. Is it?

    If it's not, whatever your understanding was, it's time to do the thing that "isn't impossible" and pay off the loan.

  3. #3
    Join Date
    Oct 2009
    Posts
    2

    Default Re: Co-Signer's Fraud Allegations

    My case says "State of New Jersey vs my name". Does this mean she cannot take back the charge even if she wants to?

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