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  1. #1
    Join Date
    Oct 2009
    Posts
    6

    Exclamation Is an Insurance Card Considered Proof of Insurance

    My question involves a traffic ticket from the state of: California

    http://www.dmv.ca.gov/pubs/vctop/d07/vc16028.htm

    When I was issued my insurance policy, I received an insurance card. The card shows my name, policy #, VIN and expiration date. As I can cancel the policy at any time prior to the expiration date, I don't see that it should be accepted as proof of insurance. Furthermore, when I asked my insurance company for something other than the insurance card I could carry with me that would show my policy was current, they said there wasn't anything.

    So how do I protect myself should I be asked for proof of insurance when my insurance company doesn't provide me with anything showing that my policy is current?

  2. #2
    Join Date
    Jan 2008
    Location
    Toledo, OH
    Posts
    16,307

    Default Re: Is an Insurance Card Considered Proof of Insurance

    Where is your policy's declarations page?

    If you are concerned that the card issued by your insurance company isn't enough, you should keep a copy of your declarations page in your glove box as well - this shows the term of your insurance and a summary of coverage.

  3. #3
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Is an Insurance Card Considered Proof of Insurance

    Wasn't this answered in your other thread?

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