My question involves criminal law for the state of: IOWA
A few nights ago I went to the ATM at my local bank in hopes that I would be able to withdraw some desperately needed cash. Having already known that the account balance was overdrawn, I would have to use other means than a simple cash withdraw. I attempted to use the "Direct Deposit Advance" to transfer enough funds into the account to bring it to a positive balance, but I had already met my advance limit from prior transactions. Without the positive balance I couldn't withdraw cash so I made the decision to try and use the "Deposit with envelope" option. The ATM prompted for the amount to be deposited so I entered enough to take care of my overdrafts/fees. I was then prompted for an envelope containing the cash. Acting on a whim I quickly grabbed a nearby empty ATM envelope and put it through the machine... and to my surprise the deposit actually went through. After viewing the balance once more I proceeded to withdraw the amount of cash needed. The balance was barely positive, ergo, another overdraft was processed along with its fee.
Amount deposited: $100.00
My question is this - Will I be faced with charges for Deposit Fraud? If so, will the level of the charge be based on the amount of money involved or by some other method?

nice one!
