My question involves a credit report problem in the State of:
Long story short:
Last year my mother needed a cosigner for her new car, it was either going to be me or my father. My mother did not think my father would cosign for her so I told her that I would. My mother was at the dealership filling out paperwork and I began to get ready so I could go over and cosign for her. As I was getting ready she calls me and tells me never mind because my father decided to cosign for her. I go back to bed and I never spoke to anyone at the dealership nor did I ever sign anything, give anyone my information or step foot in the dealership.
This past month I ran my annual credit report and I see that my credit was run from that dealership so I get upset and I ask my mom what happened. My mother says that she did fill out paperwork with my information, my social and so on but she thought they never used it since I never actually made it to the dealership and since my father ended up going down to cosign with her.
I never gave anyone permission to run my credit, neither did my mother, not that she should have been allowed to anyway.
Is there anything I can do about this?