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  1. #1
    Join Date
    Apr 2007
    Location
    Il.(near StL,Mo.)
    Posts
    5,252

    Default Re: Being Sued for Old Cc Debt

    Per my references Az. is one state which still considers credit cards as open accounts with a three year SOL rather than written contracts with the longer SOL.

    You can always verify with an attorney in your area of Az. to see how the courts there are currently considering credit cards. Many states are starting to consider credit cards as written contracts but all my info re Az. says open accounts with a 3 yr. SOL.

  2. #2
    Join Date
    Oct 2009
    Posts
    3

    Default Re: Being Sued for Old Cc Debt

    Have you tried to send these people an SOL expiriry letter? Thats what I would do.

  3. #3
    Join Date
    Apr 2007
    Location
    Il.(near StL,Mo.)
    Posts
    5,252

    Default Re: Being Sued for Old Cc Debt

    You would use the SOL has elapsed defense when you answer the complaint.

  4. #4
    Join Date
    Mar 2009
    Location
    Key West, FL
    Posts
    2,350

    Default Re: Being Sued for Old Credit Card Debt

    Statutes of limitation are state wide. Any interpretations of the statutes will be from the AZ Supreme Court. Contrary to what one person said, the SOL does not vary within a state. Not ever.

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