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  1. #1
    Join Date
    Oct 2009
    Posts
    3

    Default Examination Under Oath

    My question involves insurance law for the state of: Georgia

    Insurance company has informed the insured to come sit for EUO. If the insured does not comply with this, the result is the claim might be delayed or on hold until the insured complies, or be denied altogether.

    How do insured go about refusing this letter of demand for the insured to sit for EUO?

    What is the best way to refuse an EUO letter?

    Do insured just don't show up? Or call insurance attorney and tell them that the insured won't be attending?

  2. #2
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,906

    Default Re: Examination Under Oath

    If you breach your contract, you can expect your insurance company to deny the claim. I suggest you consult a lawyer of your own for advice on how to proceed, based upon whatever it is that worries you about making a statement under oath.

  3. #3
    Join Date
    Oct 2009
    Posts
    3

    Default Re: Examination Under Oath

    Insured is just uncomfortable and would rather not be intimidated by their attorneys. Not to mention $ for a defense attorney. Also religious issue on swearing.

  4. #4
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,906

    Default Re: Examination Under Oath

    Being uncomfortable making a statement under oath isn't grounds for avoiding one. You don't have to swear on any particular religious text. A typical insurance contract allows the insurer to deny a claim when the insured refuses an examination under oath, so the insured probably has to choose between being uncomfortable and/or paying for a lawyer, or accepting that the insurance company won't pay the claim.

  5. #5
    Join Date
    Oct 2009
    Posts
    3

    Default Re: Examination Under Oath

    Thanks aaron for the information.

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