State of Florida

Actually, I have two questions. What happens when you make your last payment in a Chapter 13? Do you have to do anything else; go to court notify the trustee??? Or do you just eventually get your final court documents that basically say...Hey your done, go on with your life etc...

Second question: I have never missed a payment in Chapter 13(50 payments to go), and do have a steady income(job)...(My mortgage and car payment are not part of the Chapter 13)but with no raises higher cost living health insurance etc...its hard to make ends meet each week now. I always make the chapter 13 payment #1 priority, but am late on mortgage payments, usually by 3 to 4 weeks behind...is there any advice on what I should do??? I just paid my mortgage(late again) and I got $50.00 bucks left over to last 2 weeks...