My question involves collection proceedings in the State of: CA

I recently moved back near my mother in order to help her regain some health back and to move closer to the school i will be attending. In this process part of the deal was that we were gonna sell some jewelry and she was going to help me with a car. *which is nothing new she has been helping me monthly for the last three years. On top of other purchases like computer for school and help with my move.

She said that any money I might need during the move and other expenses i could use the card and we could take it out of the jewelry money. * i have letters of her writing about how excited she was to sell some of her jewelry and to get me some money.)

So we were in the process of having things appraised and also shopping the best deals around. a few weeks later she has a complete mental breakdown and goes missing for three weeks. during this time i was flat broke and took her for her words about her using the cards. Mostly i spent money eating out as I couldn't sleep, or even make a meal because i was so worried. the police finally found her living by the beach. She was hospitalized on and off for the last two months. and suddenly she has develped a keen hatred for me. she says she no longer wants to sell her rings and i told her thats fine, but i did use your card per what you said.
she says that she changed her mind and will press charges!

i dont know what to do? her credit card company is calling me everyday I have not called them back. I have tried to work out something with her and explain how god awfull the situation was but she is still in a manic schizo mode.

Do i talk to the credit card company? is that admitting everything?
If i even give her any money will that admit anything?
I do have letters talking about everything with the ring, hand written, but only have a typed letter talking about the credit card and expenses.

I cant risk a mark on my record as it will effect my whole income and life.


IM SO LOST???? and dont know what to do????

my whole life whenever she gets sick she has it out against me, i guess its been so long that I forgot what she was capable of.

total charges around 4000k.


any do's don'ts? advice greatly appreciated as I cant afford a lawyer .

One other thing that during this time she managed to come home for a day,
walk in her bare feet and buy a brand NEW CAR for 30k. than she was hospitalized again. and the family stepped in and returned the car.

I think this shows hos unstable she was.