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  1. #1
    Join Date
    Mar 2006
    Location
    Florida
    Posts
    6

    Default Medicare Eligibility

    I was approved for SSD, February 7,2006, effective March 15, 2004 and I thought that, once I have been deemed disabled for a two year period, I automatically would qualify for Medicare. What I am now being told is that there is a waiting period of 5 months after I begin receiving my disability pay. When will I actually be able to be covered under Medicare? I am currently on Cobra, which is costing me more than I can afford since I am on a limited income of LTD from my last company and need Medicare asap. Thank you. Zoe

  2. #2
    Join Date
    Mar 2006
    Location
    east, USA
    Posts
    48

    Default

    I can empathize with your situation. Would you qualify for medicaid?I was in similar scenario. My Cobra was $500 a month, my dr. specialists were $40 an OV, each OP procedure was $250 co-pay. Of course, I had many proceduress. It was bleeding me. The expense got to the point where I neglected some health issues.(And, I'm a nurse) The neglect led to some serious complications. However, due to persistance, I finally qualified for medicaid. I am in Pennsylvania, and I got it for workers with disabilities. All, I needed was an earned wage, even under the table. The minimum requirement was 5 hrs. a week. (babysitting, housesitting, anything qualified) I needed proof of the earned income. Once, I did that I qualified for the medicaid. I pay a small premium, only $55 a month. Medicaid is state, so check out your state requirements. As, far as the Medicare goes I "think" that you would be eligible as of, March 2006. I am not sure about that. It made me think that perhaps I may be eligible soon. I did not receive payment until January, however, I was declared disabled since June 04. I am going to check into it. I am going to call SS and question them. I hope things work out for you.

  3. #3
    Join Date
    Mar 2006
    Location
    Florida
    Posts
    6

    Default medicare

    While waiting these two years for the disability process to get approved, I have applied on two different occasions for medicaid, food stamps and financial assistance, and I was told both times, that I make too much money!! I live in FLorida, and the maximum that you can make a month, and qualify for any of this is $500.00, which means you have to be homeless first to qualify for help, what an idiotic set-up! Now I know why there are so many homeless people on the streets of America, we are the wealthiest nation in the world, and we should be embarassed by the imbalance of wealth in this country. The wealthy keep getting wealthier, and the middle and low income classes continue to get screwed! Yes, we should definitely be embarassed!

  4. #4
    Join Date
    Mar 2006
    Location
    east, USA
    Posts
    48

    Default

    Ouch! Ouch! Ouch! Only $500 a month is insane!! Also, you have dependents? Pennsylvania must have a higher scale. Of course, it took several applications and pleadings for help. I think it depends on the worker to find a loophole. The previous workers, before I found my gem, were very rude to me. Yes, I made a decent wage while I was working. But, my expenses were higher, too. I lived in a beautiful, luxury, 3 bedroom townhouse. Once, I was no longer working, my expenses were way over my income. Also, my husband had lost a decent job, too. We went from riches to rags. We had to move out because we could no longer afford the rent. We moved to a one bedroom apartment, and the neighborhood is poor.
    But, I am so thankful for being approved for the medicaid. The lady just happened to mention about the clause"Medicaid for workers with disabilities". She mentioned that it could be under the table. All I needed was proof. Also, just needed a minimum of 5 hrs. a week. Why don't you check out if Fla. has anything like that? I really feel for you. Also, our cost of living is much cheaper here. I would think that Florida would allow more money.
    It's true that the middle class are so screwed!

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