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  1. #1
    Join Date
    Mar 2005
    Location
    Florida
    Posts
    435

    Default Credit card balance taken from tax refund

    ok... I got out of the Air Force in November 1999... I had a BX credit card with AAFES. the card went into default, and got charged off as i understand it. when i filed my 2002 taxes in early 2003, the amount owed to AAFES was deducted from my tax refund. i was never advised of any legal proceedings including judgement hearings (if any were held). can they do that without a judgement ? i know they're the government, but still.....

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Debt Collection

    You owed the money, right?

  3. #3
    Join Date
    Mar 2005
    Location
    Florida
    Posts
    435

    Default

    yes, but they're reporting it incorrectly on my CR and it's pissing me off. I don't deny them the right to the money, only the methods used to collect it. can't very well take the gov't to small claims for violations of the FCRA & FDCPA now can I ?

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