Quote Quoting gamebrigada
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Should my liability insurance cover the vehicle that is owned by a dealer??
Read your policy and see what it says.
Quote Quoting gamebrigada
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As I own a dealership, I decided it would be OK to drive one of the cars that I own under the dealership.
So we're essentially talking about your car, here, even if it is owned through your dealership.
Quote Quoting gamebrigada
I am being bombed by a number of people telling me that I am a criminal and billing me several thousand dollars in damage that wasn't even my fault, and when attempting to explain the situation as I see it, nobody listens. As far as I can see my insurance agent is completely uncompetitive in this situation and he is completely lost.
You either were insured or you weren't. Presumably you gave your correct insurance information to the police after the accident, as well as to the insurance company that contacted you about the damage to her car, as well as following the requirements of your policy in terms of making a timely report of any accidents to them. How is your insurance agent being "completely uncompetitive"?