My question involves collection proceedings in the State of: California.

1) I received services from a medical provider (in network with my insurance co). They refuse to provide an invoice which I can use to bill my insurance company until I pay my bill in full. About half way through my treatment, I did pay them what they said was the full amount; then they gave me a bill which I sent to the insurance company but the rest of my treatment was another $1000. Shouldnt they give me a bill I can use to bill my insurance company to help cover the cost?

2) The insurance company mistakenly sent them my check (made out to my name) to reimburse me for the services for which I already paid to the provider. The provider is refusing to give me the check until I pay for the rest of the services in full. Isnt this illegal of them to refuse to give me a check made out to me for services for which I already paid them? Thus, They are demanding that I put out the entire amount of the treatment before getting any insurance reimbursement.

3) They are contracted in=-network but are charging many times the contracted rate. They did give me long sessions but they will give me no accounting for how they are figuring the bill. Shouldnt I get the contracted rate for the contracted services and dont I have a right to know what it is?

4) With the one and only bill I got was a threat to send my account to collections within one month if I did not pay in full, and they have called to reaffirm this. I received the services and want to pay what I legitimately owe but I feel I am being treated shabbily and like a deadbeat.