My old home will be going into foreclosure in 35 days (I just got notice). I have not lived in it since Sep 08. I also do not want to keep it.
I make 21/hr, my husband got laid off back in Mar 09 and we have 2 daughters. I am paying a vehicle and all the bills my bills are more than my income right now. My husband got a house under his name only and I am making the payment right now also.
The first home was under my name only. We could no longer live in it because it was falling apart and costing too much to repair.
What should I expect from the bankruptcy lawyer and how much do they usually charge in Nevada?
I do not want to get taken for a ride again. I got a crappy subprime loan back in 06 80-20. I owe 134,000 in the 1st and 33,000 in the 2nd.
I will appreciate any advice.

