My mother co-signed for me to get my car in 2007. I have made all of the payments on the car, but recently I have lost my job so my payments have been late most months, but they are still getting paid.
My mother now is upset with me for making late payments that reflect on her credit, so she has told me she is coming to get my car (even though she doesn't have a key) next friday so that she can sell it and be done with the car totally.
Do I have any rights here to keep my car?
Can she come and just take it like she is the repo man?
Or if I agree to it does she have to pay me any of the back payments I made on it?