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  1. #1
    Join Date
    Feb 2006
    Location
    Norristown, PA
    Posts
    14

    Question Medical Debt Not Covered by Insurance

    California, I have client that has a 2004 medical debt, not paid by the patient. This is a non-par facility with a patient responsibility. The patient asked for proof of the bill and we sent her the EOB showing the patient her responsibility. The patient brags of her finances and ability to pay but then, the patient is not trying to pay it based off the California State Statues. The State statues are only that we can't legally pursue the patient, right? i.e (judgment) But as a credit reporting agency, we can still report on the patients credit if it's not over seven years, right?


    She also states that this is a threat and a violation of the Song-Beverly and Unruh consumer protection acts.

    So the main question is can we least report this on her credit?

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Medical Debt Not Covered by Insurance

    What statute are you asking about?

  3. #3
    Join Date
    Oct 2006
    Location
    supratentorial region
    Posts
    818

    Default Re: Medical Debt Not Covered by Insurance

    If your client is a non-par facility, why are they bothering to file a claim at all? They should require payment at the time of service, then letting the patient file with their insurance company for reimbursement.

  4. #4
    Join Date
    Feb 2006
    Location
    Norristown, PA
    Posts
    14

    Default Re: Medical Debt Not Covered by Insurance

    There was a partial payment from the insurance company, but also showing a patient responsiblity of over $10K on the EOB.

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