My question involves collection proceedings in the State of: PA
I attended a school in NEPA in the late 80's. a loan was taken out in my name unknown to me at the time until i received a payment booklet in the mail. i called united student aid funds number on the booklet and found that this loan was already in default. i disputed the validity of the loan with them with no resolution. they sold the loan to southwest student services and doubled the principle. since this was ruining my credit, i made payments on this, both to USA Funds and Southwest Student Services. after many letters written and still no resolution, i somewhat gave up on this (silly.) the original amount listed on this was $3,500. In 1996, i was contacted by an attorney (so they said) that wanted to help me resolve this case. i sent them money (against my better judgement) after which i was notified that the debt was consolidated. the amount doubled yet again and was sold to sallie mae. the tally now stands at $13,000. usa funds, southwest student services and sallie mae are all part of the same, Sallie Mae companies. further, the school i had attended was closed shortly after i graduated, the director and founder found guilty of fraud, my school records shredded, the offender went to jail, paid fines in relation to the fraud and now i'm still stuck with a bill that STILL isn't mine. Over the years, i have paid more than the $3,500 that was originally listed on the promissory note that i had requested from USA Funds. Does anyone have any advice for me??? I filed for Chapter 7 before the laws changed and it was granted, except for this lien.

