My question involves bankruptcy in the state of: Missouri
We went to court for chapter 7 bankruptcy in July 2002. It was discharged, but I am not sure of the exact date.
Since then, my husband has lost several jobs and we have taken out personal loans, credit cards, and even payday loans to try and make ends meet. We even sold our house in an attempt to use the equity to pay off these bills. Last year my husband had an automobile accident that left us several thousand dollars more in debt. The past year we have struggled non stop and are behind on several payments. To make a long story shorter, we think that filing bankruptcy again is our only option. I am afraid that we won't be able to file since it has been barely 7 years since we went to court. I am also afraid that the payday loans will be a problem as well as the personal loan that holds the title to our only automobile.
We have 5 children and a mountain of debt, so any help would be greatly appreciated!!