Quote Quoting Antigone
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They can garnish your accounts and it would be up to you to prove the money is exempt. You should inform your mother and get yourself off her account ~ those funds would probably not be exempt.
I agree with the above. You will have to prove to the bank, the creditor (judgment holder) & the court that the money in your checking acct. is all SS & exempt from seizure.

It would be best not to have your name on the M.M. acct. with your mother. They will generally try & go after any income/assets that they can find that also have your name on them (ie jt. income/assets).

However; before they can seize anything, they have to get the judgment.