My question involves an injury that occurred in the state of: MN
My wife was involved in a car accident causing minor injuries to other party. She ran a red signal and hit another car. She was at fault. Her insurance has agreed to cover for both party's damage and injuries. There were two passengers in other car - 40 yr old man and his 6 yr old daughter. No visible injuires though, Ambulance came in and checked them. They weren't taken to hospital. My insurance adjuster tells that the other party has an attorney and he has to talk to their attorney regarding further process. Can someone please explain what does this mean? Are they going to file a suit or is it just to get more money? Please help.