My question involves bankruptcy in the state of: North Carolina
My wife owned our home with her ex husband. There is a primary mortgage that is about what the home is worth and a second mortgage. My wife's ex has filed Chapter 13 and has released interest in the house. My wife has filed Chapter 7, reaffirmed the primary mortgage but not the second mortgage. Her Chapter 7 has been discharged. I would like to buy the home from her to clear the deed so I can do some home improvements and build a second garage without worry of issues with the property.
How do I go about purchasing the home? Will the second mortgage, that was included in her bankrupsy, come in to play given the primary mortage is approximately what the home is worth.
Thanks,
J

