My question involves collection proceedings in the State of: IL
i have a couple questions about what could potentially happen. my roommate and i were living together for a good amount of time. during that time there were months where i had permission to use his card to pay our bills. basically i used it with him in the same room for a couple months. i always gave him cash for my share of it.. this was back from feb to middle of april. i got notified that there were payments sent back to me from those months.. its july.. i was also informed by a friend he called the companies and told them i used it without permission and i heard he filed a police report against me for theft. the total that was used on his card was about 3000$. ive begun to pay some of the bills back since they were returned. now my question is if he really did report me and filed a police report against me what could happen? can i go to jail? can they just arrest me off the street? im extremely nervous about all this. i have no proof that i gave him cash for everything i used it for.

