Hello from WA!
On Jan 27 a local law firm Bishop & Marshall LLC summonsed me. The law firm is representing a collections agency called Palisades Collections.
The summons basically states that I owe a large amount of money to Palisades collection and I’m responsible for attorney fees as well.
I responded back via registered mail to Bishop & Marshall Law firm requesting a VOD and they had 30 days to respond. 30 days have pasted and I am about to proceed with a second request demanding that they have 15-20 day to remove all derogatory info off my credit report due to violation of FDCPA Section 809 (b).
Two details that I’m not to clear on before filing with the county court…Assuming if they do not remove all derogatory info off my credit report, since I was summonsed by a law firm is the law firm who I am going to file suit against? In this case, I’m assuming that Bishop is representing Palisades and therefore, am I filing suit against both parties? Can you clarify this? According to the FDCPA a law firm is still considered a “collector” and that they must comply with the FDCPA as well.
And out of the two parties, who is required to have a license to collect in WA state? Because in this situation I have local law firm who I believe is registered to collect …however, I do not know yet if Palisades does or not.
Any feedback would be greatly appreciated! Thank you
Mikey
Lakewood, WA

