North Carolina - I was contacted by an attorney for Portfolio Recovery Associates in tandem with the National Arbitration Forum on debt from a MBNA/Bank of America card.
I disputed the charges and the NAF directed Portfolio Recovery Associates to provide the requested documentation and placed the case on hold for 60 days. Within a few days however, Portfolio Recovery Associates sent copies of old statements.
About 4 weeks later, I received a letter from the NAF and Portfolio Recovery, again in tandem on the same day, stating the case had been dismissed without prejudice. I understand that although the case was dismissed that Portfolio Recovery can try proceeding with a judgment once more.
My question is... If the Statute of Limitations runs out before they attempt to procure a judgment again, am I free of them?
OR since I contacted both the Portfolio Recovery Associates lawyer and NAF by snail mail requesting documentation on the debt, is the Statute of Limitations now unrelated?
Thanks for any help you can provide. This site is a wealth of knowledge!

