My question involves bankruptcy in the state of: Az
Ok...Here's the short of it: My ex girlfriend Co-Signed a car loan for me at one of those lovely "buy here, pay here" places. 6 months later (after we had broken up).....I found out that she filed for Bankruptcy (I can't remember which, but the one that let's you still keep everything and you just make payments).......when she filed for Bankruptcy, she evidently was able to add my car in the mix. I had found out about it when my car finance company called to tell me that I was behind in payments. That was when I called my ex and found out she included it. Initially, she told me that she had only TRIED to include it, but that it wasn't not permitted since she was not the primary name on the loan (something like that).
Now, 6 more months later....I find out my finance company that the car was indeed included in the bankruptcy. The finance company told me they showed the vehicle as being "paid off, as far as we're concernced", that it does show as being part of a bankruptcy but they supposedly don't know with what law firm or anything else. My ex refuses to return my phone calls or anything else....and it's now showing up on my credit check.
I never signed any papers with any lawyer or anything having to do with a bankruptcy.....how is this happening and how do I find out the Bankruptcy Firm behind it all? HELP!
~H
Oh, BTW.....Is there any kind of legal action I can take? Can I sue for ruining my credit to hell and back...or defamation of character?? : )
Just curious. And peeved.
~H

