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  1. #1
    Join Date
    Jul 2009
    Posts
    1

    Cool Tennessee Car Repo

    My question involves bankruptcy in the state of: Tennessee

    I recently got my credit report about 7 months after I filed chapter 7. I was reaffirming My 2 cars in the deal and releasing all my other debts. when I read my credit report printed on July 2nd 2009, it said one of my cars was reaffirmed like it was supposed to be. BUT...my other car reads "chapter 7 discharged." I have been still paying on this car, but they have not sent any more monthly statements. my BK was discharged on 8/26/08 but could they come take the car even though I wanted it reaffirmed? is there a time limit in TN on repossesion? Could my credit report be wrong? or am I paying for something that was eccentially GIVEN to me when I filed? Please help!

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Tennessee Car Repo

    Check with your bankruptcy lawyer or the bankruptcy records to see what happened with that vehicle.

    If you're making the payments on time, even with discharge it's quite possible that your lender won't repossess. Have you tried contacting the lender?

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